Employee Benefits – Fiducial Blog

IRS Information Letters Share Helpful Details on HDHPs + HSAs

December 10, 2021

Does your organization offer employees an HDHP and an HSA? If so, two recent IRS information letters provide insight into some finer points of plan administration.

Thinking about participating in your employer’s 401(k) plan? Here’s how it works

December 1, 2021

If you’re fortunate to have an employer offering a 401(k) plan, you may wonder if you should participate. Here are the basic features of these plans.

IRS Provides Guidance on ARPA Changes to Pension Plans

October 29, 2021

The IRS provided guidance on changes made by the ARPA regarding pension plans. The guidance also addresses the funding-based limits on benefits.

Employers: Will your health insurance be “affordable” in 2022?

October 18, 2021

Is your organization an applicable large employer (ALE) under the ACA? Will the health insurance you offer employees be considered “affordable” next year?

Checklist: Managing Vacation Requests Post-Lockdown

October 15, 2021

Encouraging employees to use vacation time has many benefits. Fiducial has a checklist to help you develop a plan for managing vacation requests this year:

The Top Five Benefits of 401(k) Profit-Sharing Plans

September 24, 2021

Are you an employer looking for an attractive employee benefit that lets you plan contributions around revenues? Consider a 401(K) profit-sharing plan.

Can Employees “Cash-Out” Their Transportation Fringe Benefits?

September 17, 2021

Not everyone will be heading back to the office post-pandemic. Among many issues raised by this development is the impact on transportation fringe benefits.

Be prepared for 401(k) casualty loss hardship distribution requests

August 9, 2021

Employers that sponsor 401(k) plans must be prepared todeal with the casualty loss safe harbor. Fiducial has information to guide you below.