401(k) plans – Fiducial Blog

Higher Income Taxpayers Beware: Tax Increases May Be Coming

October 25, 2021

The House Ways and Means Committee has released a list of proposed tax changes. As you read, notice that the provisions apply to higher income taxpayers.

Double-Check the Rules on Spousal Consent for 401(k) Distributions

October 11, 2021

Some 401(k) plans require spousal consent whenever a participant takes a distribution. Others don’t require spousal consent for distributions or loans.

The Top Five Benefits of 401(k) Profit-Sharing Plans

September 24, 2021

Are you an employer looking for an attractive employee benefit that lets you plan contributions around revenues? Consider a 401(K) profit-sharing plan.

New Business? It’s a Good Time to Think About Retirement Plans

July 5, 2021

Have you recently launched a business? You may want to think about tax-favored retirement plans for yourself and your employees.

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2021 Penalties for Health Benefits and Other Employer Plans

March 15, 2021

The DOL announced the 2021 annual adjustments to civil monetary penalties for many benefits-related violations. Fiducial has the highlights!

Many Tax Amounts Affecting Businesses Have Increased for 2021

March 10, 2021

Tax-related limits that affect businesses are annually indexed for inflation. Here’s Fiducial’s list of some important changes for your business for 2021.

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The Consolidated Appropriations Act (CAA) and Retirement Benefits

February 19, 2021

The CAA includes many provisions addressing economic hardships caused by the pandemic. Here's what you need to know about the CAA and retirement benefits.

Preparing for 2021: Tax Planning Strategies for Small Business Owners

December 4, 2020

If you are a small business owner, every penny counts. So, you not only want to optimize your revenue but also minimize your expenses and your tax liability