Self-Employed? Build a Nest Egg with a Solo 401(k) Plan

Self-Employed? Build a Nest Egg with a Solo 401(k) Plan

Do you own a successful small business with no employees and want to set up a retirement plan? Fiducial wants you to consider a solo 401(k) plan.
Arbitration Provision for an ERISA-Compliant Retirement Plan

Arbitration Provision for an ERISA-Compliant Retirement Plan

Does arbitration make you think of a business dispute or divorce? Retirement plans that must comply with ERISA could also have an arbitration provision.
The Reverse Mortgage: A Cash Flow Solution for Seniors

The Reverse Mortgage: A Cash Flow Solution for Seniors

Some retirees have a significant amount of debt and inadequate income. One solution for those with equity in their primary home is a reverse mortgage.
How Can a Nonworking Spouse Qualify for a Spousal IRA?

How Can a Nonworking Spouse Qualify for a Spousal IRA?

Generally, only taxpayers who have compensation may make contributions to IRAs.The spousal IRA is the exception to this rule.
Complications to the Qualified Charitable Distribution (QCD) Provision

Complications to the Qualified Charitable Distribution (QCD) Provision

The tax code includes a provision called a Qualified Charitable Distribution (QCD). This allows retirees to make contributions for significant tax benefits.
Tax Considerations for Launching a Small Business as a Sole Proprietor

Tax Considerations for Launching a Small Business as a Sole Proprietor

Many entrepreneurs begin operating as sole proprietors. Fiducial has some tax rules and considerations for operating your business as a sole proprietor.
Tax Strategizing Now May Be Wise as New Tax Proposals Loom

Tax Strategizing Now May Be Wise as New Tax Proposals Loom

Fiducial has a list of potential tax strategies that may benefit you. Every taxpayer’s situation is unique; not all of these strategies will apply to you.
IRS Provides Guidance on ARPA Changes to Pension Plans

IRS Provides Guidance on ARPA Changes to Pension Plans

The IRS provided guidance on changes made by the ARPA regarding pension plans. The guidance also addresses the funding-based limits on benefits.