Don't Have a Retirement Plan? Maybe an SEP Is the Answer

Don't Have a Retirement Plan? Maybe an SEP Is the Answer

There are a number of retirement plans available, like Keogh plans and 401(k)s. But, Fiducial thinks a simplified employee pension plan (SEP) may be best.
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IRS Provides Guidance on ARPA Changes to Pension Plans

IRS Provides Guidance on ARPA Changes to Pension Plans

The IRS provided guidance on changes made by the ARPA regarding pension plans. The guidance also addresses the funding-based limits on benefits.
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How Can You Minimize Tax on Social Security Benefits?

How Can You Minimize Tax on Social Security Benefits?

Whether your Social Security benefits are taxable depends on many issues. Fiducial can help you understand the taxability of your Social Security benefits.
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Higher Income Taxpayers Beware: Tax Increases May Be Coming

Higher Income Taxpayers Beware: Tax Increases May Be Coming

The House Ways and Means Committee has released a list of proposed tax changes. As you read, notice that the provisions apply to higher income taxpayers.
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Double-Check the Rules on Spousal Consent for 401(k) Distributions

Double-Check the Rules on Spousal Consent for 401(k) Distributions

Some 401(k) plans require spousal consent whenever a participant takes a distribution. Others don’t require spousal consent for distributions or loans.
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The Top Five Benefits of 401(k) Profit-Sharing Plans

The Top Five Benefits of 401(k) Profit-Sharing Plans

Are you an employer looking for an attractive employee benefit that lets you plan contributions around revenues? Consider a 401(K) profit-sharing plan.
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Symbol for decreasing pensions. Dice placed on stacks of coins form the word "PENSION".

Consider a Lift-Out to De-Risk Your Defined Benefit Pension Plan

Private sector employers are retreating from the DB pension model. A “lift-out” is common to settle liabilities for vested benefits of active employees.
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New Business? It’s a Good Time to Think About Retirement Plans

New Business? It’s a Good Time to Think About Retirement Plans

Have you recently launched a business? You may want to think about tax-favored retirement plans for yourself and your employees.
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