IRS News Regarding Employer Reversion and Spinoff/Termination

IRS News Regarding Employer Reversion and Spinoff/Termination

What happens when a qualified retirement plan terminates with surplus funds? Employer reversion. And the IRS has specific rules governing this process.
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Self-Employed? Build a Nest Egg with a Solo 401(k) Plan

Self-Employed? Build a Nest Egg with a Solo 401(k) Plan

Do you own a successful small business with no employees and want to set up a retirement plan? Fiducial wants you to consider a solo 401(k) plan.
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Arbitration Provision for an ERISA-Compliant Retirement Plan

Arbitration Provision for an ERISA-Compliant Retirement Plan

Does arbitration make you think of a business dispute or divorce? Retirement plans that must comply with ERISA could also have an arbitration provision.
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The Reverse Mortgage: A Cash Flow Solution for Seniors

The Reverse Mortgage: A Cash Flow Solution for Seniors

Some retirees have a significant amount of debt and inadequate income. One solution for those with equity in their primary home is a reverse mortgage.
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How Can a Nonworking Spouse Qualify for a Spousal IRA?

How Can a Nonworking Spouse Qualify for a Spousal IRA?

Generally, only taxpayers who have compensation may make contributions to IRAs.The spousal IRA is the exception to this rule.
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Complications to the Qualified Charitable Distribution (QCD) Provision

Complications to the Qualified Charitable Distribution (QCD) Provision

The tax code includes a provision called a Qualified Charitable Distribution (QCD). This allows retirees to make contributions for significant tax benefits.
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Tax Considerations for Launching a Small Business as a Sole Proprietor

Tax Considerations for Launching a Small Business as a Sole Proprietor

Many entrepreneurs begin operating as sole proprietors. Fiducial has some tax rules and considerations for operating your business as a sole proprietor.
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Tax Strategizing Now May Be Wise as New Tax Proposals Loom

Tax Strategizing Now May Be Wise as New Tax Proposals Loom

Fiducial has a list of potential tax strategies that may benefit you. Every taxpayer’s situation is unique; not all of these strategies will apply to you.
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